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No Deposit – Nothing for a Year – Then Affordable Monthly Payments

No Deposit Nothing for a Year Then Affordable Monthly Payments

5 Years Interest-Free Credit

Upgrade to Brackenwood Home Improvements with only a £0 Deposit and take up to 5 years interest-free credit.

5 Years of interest-free credit is available on our Signature Plus range of windows. With no deposit, you can spread the cost, free from fees or interest with up to 60 fixed monthly payments, you can also choose to pay more or pay off the facility at any time.

Representative APR 0%
Cash Price	£3,500
Deposit of	£0
Total Loan Amount	£3,500
Repayable by 60 Monthly Payments of	£58.33
Total Charge for Credit	£0.00
Total Amount Repayable	£3,500
Interest Rate	£3,500

Buy Now – Pay Later

Upgrade to Brackenwood Home Improvements with only a £0 Deposit, pay nothing else for 12 months with our Buy Now – Pay Later Option.

You can choose to use our Buy Now Pay Later Option to fund your purchase. Monthly Payments will commence 12 months from the date of installation and will be payable on the same day in each subsequent month. We will tell you the due date of the first repayment. If you settle the outstanding balance before the first repayment is due, then we will waive all interest charges.

If you fail to repay the full balance by the end of the 12-month deferral period, you will be charged interest and potentially fees. These will be backdated to the start date of the agreement. Buy Now – Pay Later is not meant as a long-term funding solution. If you do not intend to pay the full balance by the end of the deferral period, we have other options that could be less expensive.

Representative APR 17.9% variable
Cash Price	£3,500
Deposit of	£0
Total Loan Amount	£3,500
Repayable by 120 Monthly Payments of	£69.68
Total Charge for Credit	£4861.16
Total Amount Repayable	£8361.60
Interest Rate	12.6% per annum variable

Brackenwood Easy Pay

Upgrade to new energy efficient windows, with No Deposit*

Representative APR 9.9% Fixed
Cash Price	£3,500
Deposit of	£0
Total Loan Amount	£3,500
Repayable by 120 Monthly Payments of	£45.26
Total Charge for Credit	£1,931.20
Total Amount Repayable	£5,431.20
Interest Rate	5.5% per annum fixed

Do I have to pay now?

Some of our customers like to use a payment plan for their installation and we know that not everyone gets the best deal from their bank. That’s why we’ve chosen to offer you the opportunity to do things differently. We can usually arrange finance for you through our panel of partners.

Our Finance Partner

Brackenwood can provide an instant quote from our funding partners which will NOT impact on your credit score but WILL give you a clear picture of your guaranteed and personalised rate from the start.

Will I Qualify?

There are a few conditions you will have to satisfy before your application can be considered. You must:

Be aged 21 to 79
Have been a UK resident for at least three years
Have a personal bank account in the UK
Be the main applicant; the owner occupier, and you must provide a contact telephone number

If these apply to you, we would be delighted to help you fund your project and get the work started at your earliest convenience.

Your loan, Your way

Brackenwood funding partners can offer loans from £1,000 to £50,000. Loan terms are available for up to 15 years to suit most financial situations. You’ll get a minimum monthly payment but can choose to pay more at any time.

Should you wish to purchase through finance options, please let your sales representative know and they will be able to discuss details.

Early Payment/Withdrawal Rights

You have the right under the Consumer Credit Act 1974 to repay all or part of the outstanding balance at any time. If you wish to repay the outstanding balance early, please contact us on 0330 404 9583 with your contract number and we will help you secure the information required. If you do wish to settle your account, the settlement figure they calculated will include 28 days’ notice and an additional 30 days’ interest. You can also contact the lender directly. Their details will be on the documentation completed and sent to you at the outset of the funding agreement.

The Maximum interest to settle your account is 58 days on the outstanding balance.

Whilst the maximum loan period is 10 years many customers like the flexibility of being able to clear their loan early. Whilst you commit to making a minimum monthly repayment you can make extra payments as and when you please.

As long as you pay the minimum monthly payment, you can choose to pay any amount monthly that suits your budget, reducing both the interest paid and the duration of the loan.

Brackenwood Payment Options

Brackenwood Windows Ltd is authorised and regulated by the Financial Conduct Authority. You can confirm our details by visiting the Financial Services Register at https://register.fca.org.uk/ Our Firm Reference number is 724969

We act as a credit broker and not the lender. Credit is provided by a panel of lenders who are authorised and regulated by the Financial Conduct Authority.

We can only provide you with information, not advice, and all credit applications are subject to status.

We will provide you with exact figures for all available options based on your specific requirements at the point of quotation.

Brackenwood may receive a commission from our panel of lenders depending on the product offered and selected, not all products attract a commission and Brackenwood will give you a personalised illustration of all funding options as part of our quotation service.