Other Options Explained
This means that you are not required to make a payment when signing your contract. You can if you wish to make a deposit payment. This will reduce the time taken to repay any funding facility offered and where a funding facility has interest attached, paying a deposit will reduce the amount of interest paid.
Buy Now Pay Later
With this option, the balance of the contract is deferred for a period of time. During the deferral period you can if you wish, although you are not required, make payments to reduce the balance. If you repay all of the balance by the end of the deferral period, you will pay no interest, there may be an exit fee of £29 on some funding products. However, if you fail to repay all of the balance by the end of the deferral period, you will incur interest which will be backdated to the date your agreement commenced and potentially fees.
With this option, you can spread the cost over a period of time free from fees or interest. The period of interest-free will depend on the product selected and the value of your purchase. Interest-Free Credit payments where not preceded by a deferred payment period will commence one month after the installation.
Then up to 5 Years Interest-Free Credit
This option can be a combination of No Deposit, a Deferral Period, and Interest-Free Credit. This option is only available on qualifying purchases and is subject to variable spending limits. With Interest-Free Credit any deferral period “Nothing to Pay for 12 Months” starts from the date your funding application is accepted and NOT the installation date. If your funding was accepted in December 2025 your monthly payments will commence in November 2026.
Nothing to Pay Until 2025
If using a deferred period together with interest-free credit, then your monthly payments will start 9 months following the date your application was accepted by the lender. Nothing to Pay Until 2025 with a period of interest-free credit apply to applications accepted by the lender on or after the 1st of January 2024. If you made an application for nothing to pay for 9 months followed by an interest-free period on a date in 2025 then you will commence monthly payments 12 months after the date that agreement was accepted by the lender. If you were accepted for a deferred period of 12 months with no application for an interest-free period, following the deferral period, your monthly payments will commence 12 months after the date you signed the satisfaction note to the supplier if you have not cleared the full outstanding balance.
All credit is subject to status, a credit and affordability check will be completed.
Signature Plus Windows - Funding Terms
- Option 1: Standard Cash Terms
- Option 2: No Deposit & Nothing to Pay for 9 Months
- Option 3: No Deposit & Flexible Monthly Payments
- Option 4: Interest-Free Credit with No Deferral Period, 36, 48 or 60 months (subject to spend criteria detailed below) Payments start one month after installation
- Option 5: No Deposit, Nothing to Pay for 12 Months & Either 36 or 60 months Interests Free Credit, Minimum Spend £15,000 Payments start 12 months from signing your agreement, not installation
Interest-Free Spend Qualification Levels for Signature Plus
- £0 - £2,999 No Interest Free Credit Option
- £3,000+ 36 Months Interest Free Credit
- £5,000 - £9,999 48 Months Interest-Free Credit
- £10,000+ 60 Months Interest-Free Credit
Standard Cash Terms Explained
- Windows & Doors
10% Deposit, 30% On Survey Completion, 30% Pre Installation & 30% On Day of Completion
20% Deposit, 40% On Survey, 40% On Day of Completion
- Solid & Glass Roofs
20% Deposit, 20% On Survey, 55% On Structural Erecting, 5% On Day of Completion
- Conservatory Full Build
20% Deposit, 20% On Survey, 30% On Base Completion, 25% On Structure Erecting, 5% On Day of Completion
- Conservatory Top Only
20% Deposit, 20% On Survey, 55% On Structure Erecting, 5% On Day of Completion
- BNPL Buy Now Pay Later
- IFC Interest Free Credit
- IBC Interest Bearing Credit
- Deff + 60 IFC 12 Month Deferred then 36 or 60 Months Interest Free Credit
Minimum Order Values
- 3Y IFC = £3,000
- 4Y IFC = £5,000
- 5Y IFC = £10,000
- 12M DEFF = £15,000
Minimum Spend on BNPL & IBC £1000 - Maximum Loan Offer is £50,000 Subject to Acceptance
Not all options are available together - please ask your product specialist
Payment Options Terms & Conditions
Brackenwood Windows Ltd is authorised and regulated by the Financial Conduct Authority. You can confirm our details by visiting the Financial Services Register at https://register.fca.org.uk/ Our Firm Reference number is 724969
Credit is subject to status and affordability. Brackenwood Windows Limited Brackenwood House, Kimbell Road, Basingstoke, Hampshire RG22 4AT FCA Register No. 724969 is a credit broker, not the lender, and is authorised and regulated by the Financial Conduct Authority. Credit is provided by a panel of lenders with whom we have a commercial relationship (so we cannot provide independent advice).
We can only provide you with information, not advice, and all credit applications are subject to status.
We will provide you with exact figures for all available options based on your specific requirements at the point of quotation.
Brackenwood may receive a commission from our lenders depending on the product offered and selected, not all products attract a commission and Brackenwood will give you a personalised illustration of all funding options as part of our quotation service.
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