Brackenwood Payment Options
Brackenwood Windows Ltd are authorised and regulated by the Financial Conduct Authority. You can confirm our details by visiting the Financial Services Register at https://register.fca.org.uk/ Our Firm Reference number is 724969
We act as a credit broker and not the lender. Credit is provided by Shawbrook Bank Limited who are authorised and regulated by the Financial Conduct Authority.
We can only provide you with information, not advice, and all credit applications are subject to status.
We will provide you with exact figures for all available options based on your specific requirements at the point of quotation.
5 Years Interest Free Credit
Upgrade to Brackenwood Home Improvements with only a £99 Deposit, and take up to 5 years interest free credit.
5 Years interest free credit is available on our Signature Plus range of windows, with a small deposit you can spread the cos, free from fees or interest with 60 monthly payments.
|Total Loan Amount||£3,401.00|
|Repayable by 60 Monthly Payments of||£56.68|
|Total Charge for Credit||£0.00|
|Total Amount Repayable||£3500 (includes £99.00 deposit)|
|Interest Rate||0% per annum variable|
|Representative APR 0%|
Buy Now – Pay Later
Upgrade to Brackenwood Home Improvements with only a £99 Deposit, pay nothing else for 12 months with our Buy Now – Pay Later Option.
You can choose to use our Buy Now Pay Later Option to fund your purchase. If you repay the outstanding balance by the end of the Buy Now Pay Later period (12 months) you will pay no interest or fees.
|Total Loan Amount||£3,401.00|
|Repayable by 120 Monthly Payments of||£59.99|
|Total Charge for Credit||£3,797.80|
|Total Amount Repayable||£7,297.80 (includes £99.00 deposit)|
|Interest Rate||14.0% per annum variable|
|Representative APR 14.9% variable|
Brackenwood Easy Pay
Upgrade to new energy efficient windows for £99 Deposit and £99 per month*
Representative 10.4% APR variable
*£99 a month is an example based on a typical 3-bedroom house. The monthly amount you will pay will depend on the size of your house and the product you require and could cost you more or less than £99 a month.
|Total Loan Amount||£7,551.00|
|Repayable by 120 Monthly Payments of||£99.37|
|Total Charge for Credit||£4,373.40|
|Total Amount Repayable||£12,023.40 (includes £99.00 deposit)|
|Interest Rate||9.9% per annum variable|
|Representative APR 14.4% variable|
Whilst the maximum loan period is 10 years many customers like the flexibility of being able to clear their loan early. Whilst you commit to making a minimum monthly repayment you can make extra payments as and when you please.
As long as you pay the minimum monthly payment, you can choose to pay any amount monthly that suits your budget, reducing both interest paid and the duration of the loan.
Do I have to pay now?
Some of our customers like to use a payment plan for their installation and we know that not everyone gets the best deal from their bank. That’s why we’ve chosen to offer you the opportunity to do things differently. We can usually arrange finance for you through our partner, Shawbrook.
Our Finance Partner
Shawbrook can provide an instant quote which WON’T impact on your credit score but WILL give you a clear picture of your guaranteed and personalised rate from the start.
Shawbrook have become a Feefo Gold Trusted Service and won awards for the Best Unsecured Loan Lender in 2017, which is why we’ve chosen them as the only finance partners we recommend to our clients.
Will I Qualify?
There are a few conditions you will have to satisfy before your application can be considered. You must :
- Be aged 21 to 79
- Have been a UK resident for at least three years
- Have a personal bank account in the UK
- Main applicant is owner occupier with a contact telephone number
- If so, we will be delighted to help you fund your project and get the work started at your earliest convenience
Your loan, Your way
Shawbrook offers loans from £1,000 to £35,000.
Loan terms are available up to 15 years to suit most financial situations.
You’ll get a minimum monthly payment but can choose to pay more at any time.
Should you wish to purchase through finance options, please let your sales representative know and they will be able to discuss details.
Early Payment/Withdrawal Rights
You have the right under the Consumer Credit Act 1974 to repay all or part of the outstanding balance at any time. If you wish to repay the outstanding balance early please contact Shawbrook on 0345 650 6290. If you do wish to settle your account, the settlement figure they calculate for you will include 28 days’ notice and an additional 30 days’ interest that they are entitled by law to charge. They will also provide details as to how to settle the account.
The Maximum interest to settle your account is 58 days on the outstanding balance.